IFSC CODE DETAILS

UTKARSH SMALL FINANCE BANK

SAIDPUR Branch

UTKS0001029

Branch Information

IFSC Code UTKS0001029
Bank UTKARSH SMALL FINANCE BANK
Branch SAIDPUR
Address YADAV CHAK,BHETRI MOD SAIDPUR GHAZIPUR UP PIN CODE-233304
City SAIDPUR
District GHAZIPUR
State UTTAR PRADESH
PIN Code 233304
STD Code 91

Understanding IFSC Code UTKS0001029

UTKS
Bank Code
0
Reserved
001029
Branch Code
  • UTKS: identifies UTKARSH SMALL FINANCE BANK
  • 0: reserved digit (always 0 for future use)
  • 001029: identifies the SAIDPUR branch in SAIDPUR, UTTAR PRADESH

Frequently Asked Questions: UTKS0001029

What is the IFSC code of UTKARSH SMALL FINANCE BANK SAIDPUR branch?

The IFSC code of UTKARSH SMALL FINANCE BANK SAIDPUR branch is UTKS0001029. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SAIDPUR, UTTAR PRADESH (PIN 233304).

What does the IFSC code UTKS0001029 mean?

UTKS identifies UTKARSH SMALL FINANCE BANK, 0 is a reserved digit (always 0), and 001029 identifies the SAIDPUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is UTKARSH SMALL FINANCE BANK SAIDPUR branch located?

UTKARSH SMALL FINANCE BANK SAIDPUR branch is located at YADAV CHAK,BHETRI MOD SAIDPUR GHAZIPUR UP PIN CODE-233304. PIN code: 233304.

Can I use UTKS0001029 for NEFT, RTGS, IMPS and UPI?

Yes, UTKS0001029 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UTKARSH SMALL FINANCE BANK SAIDPUR.

What is the MICR code for UTKARSH SMALL FINANCE BANK SAIDPUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTKS0001029 still active?

Based on RBI records, UTKS0001029 is an active IFSC code assigned to UTKARSH SMALL FINANCE BANK SAIDPUR in SAIDPUR, UTTAR PRADESH. If you receive a transaction failure citing this IFSC, contact UTKARSH SMALL FINANCE BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with UTKARSH SMALL FINANCE BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 233304

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