KOCHAS Branch
The IFSC code of UTKARSH SMALL FINANCE BANK KOCHAS branch is UTKS0001070. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KOCHAS, BIHAR (PIN 821109).
UTKS identifies UTKARSH SMALL FINANCE BANK, 0 is a reserved digit (always 0), and 001070 identifies the KOCHAS branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UTKARSH SMALL FINANCE BANK KOCHAS branch is located at C/O OMPRAKASH SINGH,AT - BALAJI NAGAR,SASARAM ROAD,OPP - MAHENDRA TRACKTER AGENCY KOCHASPO&PS - KOCHAS,DIS-ROHTAS PIN CODE 821109. PIN code: 821109.
Yes, UTKS0001070 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UTKARSH SMALL FINANCE BANK KOCHAS.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTKS0001070 is an active IFSC code assigned to UTKARSH SMALL FINANCE BANK KOCHAS in KOCHAS, BIHAR. If you receive a transaction failure citing this IFSC, contact UTKARSH SMALL FINANCE BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UTKARSH SMALL FINANCE BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 821109
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