RATU ROAD Branch
The IFSC code of UTKARSH SMALL FINANCE BANK RATU ROAD branch is UTKS0001264. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RATU ROAD, JHARKHAND (PIN 834005).
UTKS identifies UTKARSH SMALL FINANCE BANK, 0 is a reserved digit (always 0), and 001264 identifies the RATU ROAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UTKARSH SMALL FINANCE BANK RATU ROAD branch is located at SMT.SUSHEELA SHARAM,W/O DWARIKA PRASHAD DEVI MANDAP ROAD,HESAL,RANCHI,THANA-SUKHEDEV NAGAR DIST.RANCHI ( JHARKHAND),PIN-834005. PIN code: 834005.
Yes, UTKS0001264 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UTKARSH SMALL FINANCE BANK RATU ROAD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTKS0001264 is an active IFSC code assigned to UTKARSH SMALL FINANCE BANK RATU ROAD in RATU ROAD, JHARKHAND. If you receive a transaction failure citing this IFSC, contact UTKARSH SMALL FINANCE BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UTKARSH SMALL FINANCE BANK or the RBI before initiating a high-value transfer.
More UTKARSH SMALL FINANCE BANK branches in RATU ROAD
Browse all UTKARSH SMALL FINANCE BANK branches in RATU ROAD with their IFSC codes
PIN code for this branch: 834005
View all post offices and delivery details for PIN 834005