IFSC CODE DETAILS

UTKARSH SMALL FINANCE BANK

SANTACRUZ MUMBAI Branch

UTKS0001639

Branch Information

IFSC Code UTKS0001639
Bank UTKARSH SMALL FINANCE BANK
Branch SANTACRUZ MUMBAI
Address GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055
City SANTACRUZ MUMBAI
District UBI
State MAHARASHTRA
PIN Code 400055

Understanding IFSC Code UTKS0001639

UTKS
Bank Code
0
Reserved
001639
Branch Code
  • UTKS: identifies UTKARSH SMALL FINANCE BANK
  • 0: reserved digit (always 0 for future use)
  • 001639: identifies the SANTACRUZ MUMBAI branch in SANTACRUZ MUMBAI, MAHARASHTRA

Frequently Asked Questions: UTKS0001639

What is the IFSC code of UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI branch?

The IFSC code of UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI branch is UTKS0001639. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SANTACRUZ MUMBAI, MAHARASHTRA (PIN 400055).

What does the IFSC code UTKS0001639 mean?

UTKS identifies UTKARSH SMALL FINANCE BANK, 0 is a reserved digit (always 0), and 001639 identifies the SANTACRUZ MUMBAI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI branch located?

UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI branch is located at GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055. PIN code: 400055.

Can I use UTKS0001639 for NEFT, RTGS, IMPS and UPI?

Yes, UTKS0001639 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI.

What is the MICR code for UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTKS0001639 still active?

Based on RBI records, UTKS0001639 is an active IFSC code assigned to UTKARSH SMALL FINANCE BANK SANTACRUZ MUMBAI in SANTACRUZ MUMBAI, MAHARASHTRA. If you receive a transaction failure citing this IFSC, contact UTKARSH SMALL FINANCE BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with UTKARSH SMALL FINANCE BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 400055

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