BALUWA Branch
The IFSC code of UTKARSH SMALL FINANCE BANK BALUWA branch is UTKS0001878. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BALUWA, BIHAR (PIN 845457).
UTKS identifies UTKARSH SMALL FINANCE BANK, 0 is a reserved digit (always 0), and 001878 identifies the BALUWA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UTKARSH SMALL FINANCE BANK BALUWA branch is located at GROUND FLOOR ARERAJ ROAD NEAR RAGHUNATHPUR VIVAH BHAWAN BALUA DISTRICT-PURBI CHAMPARAN BIHAR PIN CODE-845457. PIN code: 845457.
Yes, UTKS0001878 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UTKARSH SMALL FINANCE BANK BALUWA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTKS0001878 is an active IFSC code assigned to UTKARSH SMALL FINANCE BANK BALUWA in BALUWA, BIHAR. If you receive a transaction failure citing this IFSC, contact UTKARSH SMALL FINANCE BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UTKARSH SMALL FINANCE BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 845457
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