GHOGHA Branch
The IFSC code of UTKARSH SMALL FINANCE BANK GHOGHA branch is UTKS0001931. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GHOGHA, BIHAR (PIN 845449).
UTKS identifies UTKARSH SMALL FINANCE BANK, 0 is a reserved digit (always 0), and 001931 identifies the GHOGHA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UTKARSH SMALL FINANCE BANK GHOGHA branch is located at UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR GHOGHA CHOWK GHOGHA P.S - GOPALPUR DIST - WEST CHAMPARAN BIHAR PIN -845449. PIN code: 845449.
Yes, UTKS0001931 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UTKARSH SMALL FINANCE BANK GHOGHA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTKS0001931 is an active IFSC code assigned to UTKARSH SMALL FINANCE BANK GHOGHA in GHOGHA, BIHAR. If you receive a transaction failure citing this IFSC, contact UTKARSH SMALL FINANCE BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UTKARSH SMALL FINANCE BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 845449
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