SURAT MERC COOP BANK PANDESHRA Branch
The IFSC code of YES BANK SURAT MERC COOP BANK PANDESHRA branch is YESB0SMCB13. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SURAT, GUJARAT (PIN 394221).
YESB identifies YES BANK, 0 is a reserved digit (always 0), and SMCB13 identifies the SURAT MERC COOP BANK PANDESHRA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
YES BANK SURAT MERC COOP BANK PANDESHRA branch is located at SHOP NO 8 TO 11 GHANSHYAM COMPLEX, PANDESHRA, SURAT - 394221. PIN code: 394221.
Yes, YESB0SMCB13 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to YES BANK SURAT MERC COOP BANK PANDESHRA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, YESB0SMCB13 is an active IFSC code assigned to YES BANK SURAT MERC COOP BANK PANDESHRA in SURAT, GUJARAT. If you receive a transaction failure citing this IFSC, contact YES BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with YES BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 394221
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